Why every family need health insurance
DAR ES SALAAM: If you’re a parent or caregiver, you know there’s nothing more important than your family’s health. But let’s face it—when someone in the family falls ill, it’s not just the health scare that’s stressful. The hospital bills can be just as overwhelming.
For many families, medical costs are paid straight from pocket. That means every doctor’s visit, test, injection, or surgery has a price tag—one that can hit hard, especially when it comes without warning. A sudden illness or accident can wipe out savings meant for school fees, rent, or even groceries.
That’s why health insurance matters. It’s not a luxury. It’s a safety net.
With a good family health cover, you’re not alone when emergencies strike. Insurance steps in to cover a big part of the cost, so you don’t have to scramble to find money at the worst possible time. It gives you one less thing to worry about, allowing you to focus on helping your loved one get better.
But health insurance isn’t just for emergencies. It also covers everyday health needs—like annual check-ups, vaccinations for the kids, maternity care, or treatment for chronic illnesses like asthma or diabetes. These regular services help prevent small issues from becoming bigger, more expensive problems down the road.
Take J-Care Premium by Jubilee Health, for instance. It’s a health plan built with families in mind. Whether it’s a toddler with the flu, a mum who needs maternity care, or an ageing parent who needs regular checkups, everyone is covered under one plan. And with a wide network of hospitals and doctors, quality care is never far from home.
Most importantly, insurance gives you peace of mind. You can walk into a hospital knowing your family will be cared for, without the fear of bills draining your savings. It protects your family from both health risks and financial shocks.
Let’s be honest—no one plans to get sick. But having a plan for when sickness happens makes all the difference. Too many families wait until a health crisis hits before thinking about insurance. By then, it’s often too late.
Health insurance is a smart, proactive step toward a stable, secure future. It’s not just about money—it’s about dignity, access, and peace of mind. It’s about knowing you’ve done what you can to protect the people you love most.
So if you’ve been putting it off, now is a good time to take that step. Talk to a trusted provider. Understand your options. Find a plan that fits your family’s needs and your budget.
Because nothing should stand in the way of your family’s well-being—not even a medical bill.
Wilbert Mweiro is Head of Retail & Branch Networks at Jubilee Health Insurance
