TRA vows tough action against tax evaders
ARUSHA: TANZANIA Revenue Authority (TRA) Commissioner General, Mr Yusuph Mwenda, has said that the authority will continue to effectively address tax evasion by controlling loopholes used to evade taxes.
Closing a meeting to assess TRA’s performance for the first half of the 2025/2026 financial year in Arusha, Mr Mwenda said the authority would not tolerate any acts of tax evasion.
He said among the steps to be taken include strengthening border controls, preventing smuggling and continuing to provide tax education to the community in line with anti-smuggling education.
Mr Mwenda said plans are also in place to increase the tax base by registering new taxpayers, including businesspeople who have not yet entered the tax payment system. He said TRA will continue to carry out its duties with integrity by listening to taxpayers, facilitating their businesses and resolving challenges they face.
ALSO READ: Boost youth agripreneurs, EAC partner states told
Mr Mwenda also urged TRA staff to continue working professionally and diligently in order to achieve positive results in government revenue collection for the second half of the 2025/26 financial year.
He said the task of collecting taxes is the responsibility of all employees and not just tax officers, calling on every TRA staff member to use creativity, professionalism and adherence to ethics to achieve the authority’s target of collecting 36.066tri/- in the 2025/26 financial year.
Speaking on collection strategies for the second half of the 2025/26 fiscal year, he said authority will continue using digital systems in tax collection, citing the IDRAS system, which will officially begin on February 9, this year. He also thanked the government and President Samia Suluhu Hassan for employing new staff, while calling on leaders to supervise them to ensure productivity.
TRA Deputy Commissioner General, Mr Mcha Hassan Mcha, urged staff to continue improving services to taxpayers, expanding the tax base and combating various forms of tax evasion. He commended TRA staff for exceeding targets for 18 consecutive months, setting a new collection record of 4.13tri/-, the highest amount ever achieved.
For his part, TRA Moshi Director of Human Resources and Administration, Mr Jonathan Kabengwe, congratulated delegates who participated in the meeting and urged them to implement agreed resolutions to sustain strong performance.
He also congratulated TRA employees expected to retire in 2026, saying they have left a lasting mark through their service. The five-day meeting to assess TRA’s performance for the first half of the 2025/26 financial year involved 477 participants from TRA offices across the country.
PART A: HOW TO CREATE DECENT WORK IN TANZANIA
Decent work means jobs that are:
✔ Productive
✔ Fairly paid
✔ Safe
✔ Secure
✔ Inclusive (youth, women, people with disabilities)
Aligned with ILO Decent Work Agenda and Tanzania Development Vision 2025.
1. Focus on High-Impact Sectors in Tanzania
1. Agriculture & Agro-processing (Top Priority)
Employs most Tanzanians but offers low income and informality.
Actions
Promote value addition (cashew, sunflower oil, rice, coffee)
Support irrigation, storage, and rural roads
Organize farmers into cooperatives
Introduce contracts and minimum standards for farm workers
Decent work outcome: Higher incomes, job security, rural dignity.
2. SMEs & Entrepreneurship
SMEs are the biggest job creators.
Actions
Simplify business registration (BRELA, online systems)
Reduce taxes for startups and small firms
Provide business training and mentoring
Encourage formalization of informal businesses
Decent work outcome: Sustainable, locally owned jobs.
3. Manufacturing & Industrial Parks
Supports Tanzania’s industrialization agenda.
Actions
Develop SEZs and industrial parks
Encourage local processing instead of exporting raw materials
Enforce labor standards and safety rules
Decent work outcome: Formal employment with stable wages.
4. Youth & Women Employment
Youth unemployment and underemployment are major challenges.
Actions
Apprenticeships and internships
Youth and women startup support
TVET and skills aligned with market needs
Access to childcare and flexible work for women
Decent work outcome: Inclusive growth and reduced inequality.
5. Green & Digital Jobs (Future Jobs)
Green jobs
Renewable energy (solar, biogas)
Waste management & recycling
Climate-smart agriculture
Digital jobs
ICT, mobile services, e-commerce
Digital skills and remote work
Decent work outcome: Sustainable and future-ready employment.
PART B: HOW TO GET FUNDING FOR DECENT WORK IN TANZANIA
Funding can come from government, banks, donors, NGOs, and private investors.
1. Government Funding & Public Programs
Sources
Ministry of Labour, Youth, Employment and Persons with Disability
Local Government Authorities (LGAs)
Youth Development Fund
Women Development Fund
Tanzania Social Action Fund (TASAF)
How to access
Register a group, cooperative, or enterprise
Submit a project proposal through your LGA
Meet eligibility (youth/women focus, job creation)
2. Development Banks & Financial Institutions
Key institutions
Tanzania Agricultural Development Bank (TADB)
Tanzania Investment Bank (TIB)
National Microfinance Bank (NMB)
CRDB Bank
SACCOS & microfinance institutions
Funding types
Low-interest loans
Credit guarantees
SME financing
Tip: A clear business plan increases approval chances.
3. Donors & International Organizations
Major funders
World Bank
African Development Bank (AfDB)
ILO
UNDP
EU
USAID
GIZ
DFID/FCDO
What they fund
Youth employment
Skills development
Women empowerment
Green jobs
Formalization of informal work
How to access
Through government programs
NGOs and CSOs
Competitive grant calls
4. NGOs, Foundations & CSOs
Examples
Restless Development
Plan International
BRAC
Mastercard Foundation
Aga Khan Foundation
Funding forms
Grants
Training + seed capital
Incubation programs
Best for: Youth and community-based projects.
5. Private Sector & Impact Investors
Sources
Impact investment funds
Public-Private Partnerships (PPPs)
Corporate Social Responsibility (CSR)
Angel investors
Best for
Scalable businesses
Green, tech, and agribusiness projects
6. What You Need to Get Funding (Very Important)
Essential documents
✔ Business plan or project proposal
✔ Clear job-creation targets
✔ Budget and timeline
✔ Registration (BRELA, NGO, CBO, or cooperative)
✔ Monitoring & evaluation plan
Strong proposals show:
How many jobs will be created
Who benefits (youth, women, rural poor)
Sustainability beyond funding
Alignment with national priorities
SIMPLE SUMMARY
To create decent work in Tanzania:
Invest in agriculture, SMEs, industry, youth, and green jobs
Improve skills, formalization, and labor rights
To get funding:
Use government programs
Approach banks and development finance
Apply for donor and NGO grants
Prepare strong, job-focused proposals
PART A: HOW TO CREATE DECENT WORK IN TANZANIA
Decent work means jobs that are:
✔ Productive
✔ Fairly paid
✔ Safe
✔ Secure
✔ Inclusive (youth, women, people with disabilities)
Aligned with ILO Decent Work Agenda and Tanzania Development Vision 2025.
1. Focus on High-Impact Sectors in Tanzania
1. Agriculture & Agro-processing (Top Priority)
Employs most Tanzanians but offers low income and informality.
Actions
Promote value addition (cashew, sunflower oil, rice, coffee)
Support irrigation, storage, and rural roads
Organize farmers into cooperatives
Introduce contracts and minimum standards for farm workers
Decent work outcome: Higher incomes, job security, rural dignity.
2. SMEs & Entrepreneurship
SMEs are the biggest job creators.
Actions
Simplify business registration (BRELA, online systems)
Reduce taxes for startups and small firms
Provide business training and mentoring
Encourage formalization of informal businesses
Decent work outcome: Sustainable, locally owned jobs.
3. Manufacturing & Industrial Parks
Supports Tanzania’s industrialization agenda.
Actions
Develop SEZs and industrial parks
Encourage local processing instead of exporting raw materials
Enforce labor standards and safety rules
Decent work outcome: Formal employment with stable wages.
4. Youth & Women Employment
Youth unemployment and underemployment are major challenges.
Actions
Apprenticeships and internships
Youth and women startup support
TVET and skills aligned with market needs
Access to childcare and flexible work for women
Decent work outcome: Inclusive growth and reduced inequality.
5. Green & Digital Jobs (Future Jobs)
Green jobs
Renewable energy (solar, biogas)
Waste management & recycling
Climate-smart agriculture
Digital jobs
ICT, mobile services, e-commerce
Digital skills and remote work
Decent work outcome: Sustainable and future-ready employment.
PART B: HOW TO GET FUNDING FOR DECENT WORK IN TANZANIA
Funding can come from government, banks, donors, NGOs, and private investors.
1. Government Funding & Public Programs
Sources
Ministry of Labour, Youth, Employment and Persons with Disability
Local Government Authorities (LGAs)
Youth Development Fund
Women Development Fund
Tanzania Social Action Fund (TASAF)
How to access
Register a group, cooperative, or enterprise
Submit a project proposal through your LGA
Meet eligibility (youth/women focus, job creation)
2. Development Banks & Financial Institutions
Key institutions
Tanzania Agricultural Development Bank (TADB)
Tanzania Investment Bank (TIB)
National Microfinance Bank (NMB)
CRDB Bank
SACCOS & microfinance institutions
Funding types
Low-interest loans
Credit guarantees
SME financing
Tip: A clear business plan increases approval chances.
3. Donors & International Organizations
Major funders
World Bank
African Development Bank (AfDB)
ILO
UNDP
EU
USAID
GIZ
DFID/FCDO
What they fund
Youth employment
Skills development
Women empowerment
Green jobs
Formalization of informal work
How to access
Through government programs
NGOs and CSOs
Competitive grant calls
4. NGOs, Foundations & CSOs
Examples
Restless Development
Plan International
BRAC
Mastercard Foundation
Aga Khan Foundation
Funding forms
Grants
Training + seed capital
Incubation programs
Best for: Youth and community-based projects.
5. Private Sector & Impact Investors
Sources
Impact investment funds
Public-Private Partnerships (PPPs)
Corporate Social Responsibility (CSR)
Angel investors
Best for
Scalable businesses
Green, tech, and agribusiness projects
6. What You Need to Get Funding (Very Important)
Essential documents
✔ Business plan or project proposal
✔ Clear job-creation targets
✔ Budget and timeline
✔ Registration (BRELA, NGO, CBO, or cooperative)
✔ Monitoring & evaluation plan
Strong proposals show:
How many jobs will be created
Who benefits (youth, women, rural poor)
Sustainability beyond funding
Alignment with national priorities
SIMPLE SUMMARY
To create decent work in Tanzania:
Invest in agriculture, SMEs, industry, youth, and green jobs
Improve skills, formalization, and labor rights
To get funding:
Use government programs
Approach banks and development finance
Apply for donor and NGO grants
Prepare strong, job-focused proposals
PART A: HOW TO CREATE DECENT WORK IN TANZANIA
Decent work means jobs that are:
✔ Productive
✔ Fairly paid
✔ Safe
✔ Secure
✔ Inclusive (youth, women, people with disabilities)
Aligned with ILO Decent Work Agenda and Tanzania Development Vision 2025.
1. Focus on High-Impact Sectors in Tanzania
1. Agriculture & Agro-processing (Top Priority)
Employs most Tanzanians but offers low income and informality.
Actions
Promote value addition (cashew, sunflower oil, rice, coffee)
Support irrigation, storage, and rural roads
Organize farmers into cooperatives
Introduce contracts and minimum standards for farm workers
Decent work outcome: Higher incomes, job security, rural dignity.
2. SMEs & Entrepreneurship
SMEs are the biggest job creators.
Actions
Simplify business registration (BRELA, online systems)
Reduce taxes for startups and small firms
Provide business training and mentoring
Encourage formalization of informal businesses
Decent work outcome: Sustainable, locally owned jobs.
3. Manufacturing & Industrial Parks
Supports Tanzania’s industrialization agenda.
Actions
Develop SEZs and industrial parks
Encourage local processing instead of exporting raw materials
Enforce labor standards and safety rules
Decent work outcome: Formal employment with stable wages.
4. Youth & Women Employment
Youth unemployment and underemployment are major challenges.
Actions
Apprenticeships and internships
Youth and women startup support
TVET and skills aligned with market needs
Access to childcare and flexible work for women
Decent work outcome: Inclusive growth and reduced inequality.
5. Green & Digital Jobs (Future Jobs)
Green jobs
Renewable energy (solar, biogas)
Waste management & recycling
Climate-smart agriculture
Digital jobs
ICT, mobile services, e-commerce
Digital skills and remote work
Decent work outcome: Sustainable and future-ready employment.
PART B: HOW TO GET FUNDING FOR DECENT WORK IN TANZANIA
Funding can come from government, banks, donors, NGOs, and private investors.
1. Government Funding & Public Programs
Sources
Ministry of Labour, Youth, Employment and Persons with Disability
Local Government Authorities (LGAs)
Youth Development Fund
Women Development Fund
Tanzania Social Action Fund (TASAF)
How to access
Register a group, cooperative, or enterprise
Submit a project proposal through your LGA
Meet eligibility (youth/women focus, job creation)
2. Development Banks & Financial Institutions
Key institutions
Tanzania Agricultural Development Bank (TADB)
Tanzania Investment Bank (TIB)
National Microfinance Bank (NMB)
CRDB Bank
SACCOS & microfinance institutions
Funding types
Low-interest loans
Credit guarantees
SME financing
Tip: A clear business plan increases approval chances.
3. Donors & International Organizations
Major funders
World Bank
African Development Bank (AfDB)
ILO
UNDP
EU
USAID
GIZ
DFID/FCDO
What they fund
Youth employment
Skills development
Women empowerment
Green jobs
Formalization of informal work
How to access
Through government programs
NGOs and CSOs
Competitive grant calls
4. NGOs, Foundations & CSOs
Examples
Restless Development
Plan International
BRAC
Mastercard Foundation
Aga Khan Foundation
Funding forms
Grants
Training + seed capital
Incubation programs
Best for: Youth and community-based projects.
5. Private Sector & Impact Investors
Sources
Impact investment funds
Public-Private Partnerships (PPPs)
Corporate Social Responsibility (CSR)
Angel investors
Best for
Scalable businesses
Green, tech, and agribusiness projects
6. What You Need to Get Funding (Very Important)
Essential documents
✔ Business plan or project proposal
✔ Clear job-creation targets
✔ Budget and timeline
✔ Registration (BRELA, NGO, CBO, or cooperative)
✔ Monitoring & evaluation plan
Strong proposals show:
How many jobs will be created
Who benefits (youth, women, rural poor)
Sustainability beyond funding
Alignment with national priorities
SIMPLE SUMMARY
To create decent work in Tanzania:
Invest in agriculture, SMEs, industry, youth, and green jobs
Improve skills, formalization, and labor rights
To get funding:
Use government programs
Approach banks and development finance
Apply for donor and NGO grants
Prepare strong, job-focused proposals
PART A: HOW TO CREATE DECENT WORK IN TANZANIA
Decent work means jobs that are:
✔ Productive
✔ Fairly paid
✔ Safe
✔ Secure
✔ Inclusive (youth, women, people with disabilities)
Aligned with ILO Decent Work Agenda and Tanzania Development Vision 2025.
1. Focus on High-Impact Sectors in Tanzania
1. Agriculture & Agro-processing (Top Priority)
Employs most Tanzanians but offers low income and informality.
Actions
Promote value addition (cashew, sunflower oil, rice, coffee)
Support irrigation, storage, and rural roads
Organize farmers into cooperatives
Introduce contracts and minimum standards for farm workers
Decent work outcome: Higher incomes, job security, rural dignity.
2. SMEs & Entrepreneurship
SMEs are the biggest job creators.
Actions
Simplify business registration (BRELA, online systems)
Reduce taxes for startups and small firms
Provide business training and mentoring
Encourage formalization of informal businesses
Decent work outcome: Sustainable, locally owned jobs.
3. Manufacturing & Industrial Parks
Supports Tanzania’s industrialization agenda.
Actions
Develop SEZs and industrial parks
Encourage local processing instead of exporting raw materials
Enforce labor standards and safety rules
Decent work outcome: Formal employment with stable wages.
4. Youth & Women Employment
Youth unemployment and underemployment are major challenges.
Actions
Apprenticeships and internships
Youth and women startup support
TVET and skills aligned with market needs
Access to childcare and flexible work for women
Decent work outcome: Inclusive growth and reduced inequality.
5. Green & Digital Jobs (Future Jobs)
Green jobs
Renewable energy (solar, biogas)
Waste management & recycling
Climate-smart agriculture
Digital jobs
ICT, mobile services, e-commerce
Digital skills and remote work
Decent work outcome: Sustainable and future-ready employment.
PART B: HOW TO GET FUNDING FOR DECENT WORK IN TANZANIA
Funding can come from government, banks, donors, NGOs, and private investors.
1. Government Funding & Public Programs
Sources
Ministry of Labour, Youth, Employment and Persons with Disability
Local Government Authorities (LGAs)
Youth Development Fund
Women Development Fund
Tanzania Social Action Fund (TASAF)
How to access
Register a group, cooperative, or enterprise
Submit a project proposal through your LGA
Meet eligibility (youth/women focus, job creation)
2. Development Banks & Financial Institutions
Key institutions
Tanzania Agricultural Development Bank (TADB)
Tanzania Investment Bank (TIB)
National Microfinance Bank (NMB)
CRDB Bank
SACCOS & microfinance institutions
Funding types
Low-interest loans
Credit guarantees
SME financing
Tip: A clear business plan increases approval chances.
3. Donors & International Organizations
Major funders
World Bank
African Development Bank (AfDB)
ILO
UNDP
EU
USAID
GIZ
DFID/FCDO
What they fund
Youth employment
Skills development
Women empowerment
Green jobs
Formalization of informal work
How to access
Through government programs
NGOs and CSOs
Competitive grant calls
4. NGOs, Foundations & CSOs
Examples
Restless Development
Plan International
BRAC
Mastercard Foundation
Aga Khan Foundation
Funding forms
Grants
Training + seed capital
Incubation programs
Best for: Youth and community-based projects.
5. Private Sector & Impact Investors
Sources
Impact investment funds
Public-Private Partnerships (PPPs)
Corporate Social Responsibility (CSR)
Angel investors
Best for
Scalable businesses
Green, tech, and agribusiness projects
6. What You Need to Get Funding (Very Important)
Essential documents
✔ Business plan or project proposal
✔ Clear job-creation targets
✔ Budget and timeline
✔ Registration (BRELA, NGO, CBO, or cooperative)
✔ Monitoring & evaluation plan
Strong proposals show:
How many jobs will be created
Who benefits (youth, women, rural poor)
Sustainability beyond funding
Alignment with national priorities
SIMPLE SUMMARY
To create decent work in Tanzania:
Invest in agriculture, SMEs, industry, youth, and green jobs
Improve skills, formalization, and labor rights
To get funding:
Use government programs
Approach banks and development finance
Apply for donor and NGO grants
Prepare strong, job-focused proposals
PART A: HOW TO CREATE DECENT WORK IN TANZANIA
Decent work means jobs that are:
✔ Productive
✔ Fairly paid
✔ Safe
✔ Secure
✔ Inclusive (youth, women, people with disabilities)
Aligned with ILO Decent Work Agenda and Tanzania Development Vision 2025.
1. Focus on High-Impact Sectors in Tanzania
1. Agriculture & Agro-processing (Top Priority)
Employs most Tanzanians but offers low income and informality.
Actions
Promote value addition (cashew, sunflower oil, rice, coffee)
Support irrigation, storage, and rural roads
Organize farmers into cooperatives
Introduce contracts and minimum standards for farm workers
Decent work outcome: Higher incomes, job security, rural dignity.
2. SMEs & Entrepreneurship
SMEs are the biggest job creators.
Actions
Simplify business registration (BRELA, online systems)
Reduce taxes for startups and small firms
Provide business training and mentoring
Encourage formalization of informal businesses
Decent work outcome: Sustainable, locally owned jobs.
3. Manufacturing & Industrial Parks
Supports Tanzania’s industrialization agenda.
Actions
Develop SEZs and industrial parks
Encourage local processing instead of exporting raw materials
Enforce labor standards and safety rules
Decent work outcome: Formal employment with stable wages.
4. Youth & Women Employment
Youth unemployment and underemployment are major challenges.
Actions
Apprenticeships and internships
Youth and women startup support
TVET and skills aligned with market needs
Access to childcare and flexible work for women
Decent work outcome: Inclusive growth and reduced inequality.
5. Green & Digital Jobs (Future Jobs)
Green jobs
Renewable energy (solar, biogas)
Waste management & recycling
Climate-smart agriculture
Digital jobs
ICT, mobile services, e-commerce
Digital skills and remote work
Decent work outcome: Sustainable and future-ready employment.
PART B: HOW TO GET FUNDING FOR DECENT WORK IN TANZANIA
Funding can come from government, banks, donors, NGOs, and private investors.
1. Government Funding & Public Programs
Sources
Ministry of Labour, Youth, Employment and Persons with Disability
Local Government Authorities (LGAs)
Youth Development Fund
Women Development Fund
Tanzania Social Action Fund (TASAF)
How to access
Register a group, cooperative, or enterprise
Submit a project proposal through your LGA
Meet eligibility (youth/women focus, job creation)
2. Development Banks & Financial Institutions
Key institutions
Tanzania Agricultural Development Bank (TADB)
Tanzania Investment Bank (TIB)
National Microfinance Bank (NMB)
CRDB Bank
SACCOS & microfinance institutions
Funding types
Low-interest loans
Credit guarantees
SME financing
Tip: A clear business plan increases approval chances.
3. Donors & International Organizations
Major funders
World Bank
African Development Bank (AfDB)
ILO
UNDP
EU
USAID
GIZ
DFID/FCDO
What they fund
Youth employment
Skills development
Women empowerment
Green jobs
Formalization of informal work
How to access
Through government programs
NGOs and CSOs
Competitive grant calls
4. NGOs, Foundations & CSOs
Examples
Restless Development
Plan International
BRAC
Mastercard Foundation
Aga Khan Foundation
Funding forms
Grants
Training + seed capital
Incubation programs
Best for: Youth and community-based projects.
5. Private Sector & Impact Investors
Sources
Impact investment funds
Public-Private Partnerships (PPPs)
Corporate Social Responsibility (CSR)
Angel investors
Best for
Scalable businesses
Green, tech, and agribusiness projects
6. What You Need to Get Funding (Very Important)
Essential documents
✔ Business plan or project proposal
✔ Clear job-creation targets
✔ Budget and timeline
✔ Registration (BRELA, NGO, CBO, or cooperative)
✔ Monitoring & evaluation plan
Strong proposals show:
How many jobs will be created
Who benefits (youth, women, rural poor)
Sustainability beyond funding
Alignment with national priorities
SIMPLE SUMMARY
To create decent work in Tanzania:
Invest in agriculture, SMEs, industry, youth, and green jobs
Improve skills, formalization, and labor rights
To get funding:
Use government programs
Approach banks and development finance
Apply for donor and NGO grants
Prepare strong, job-focused proposals
PART A: HOW TO CREATE DECENT WORK IN TANZANIA
Decent work means jobs that are:
✔ Productive
✔ Fairly paid
✔ Safe
✔ Secure
✔ Inclusive (youth, women, people with disabilities)
Aligned with ILO Decent Work Agenda and Tanzania Development Vision 2025.
1. Focus on High-Impact Sectors in Tanzania
1. Agriculture & Agro-processing (Top Priority)
Employs most Tanzanians but offers low income and informality.
Actions
Promote value addition (cashew, sunflower oil, rice, coffee)
Support irrigation, storage, and rural roads
Organize farmers into cooperatives
Introduce contracts and minimum standards for farm workers
Decent work outcome: Higher incomes, job security, rural dignity.
2. SMEs & Entrepreneurship
SMEs are the biggest job creators.
Actions
Simplify business registration (BRELA, online systems)
Reduce taxes for startups and small firms
Provide business training and mentoring
Encourage formalization of informal businesses
Decent work outcome: Sustainable, locally owned jobs.
3. Manufacturing & Industrial Parks
Supports Tanzania’s industrialization agenda.
Actions
Develop SEZs and industrial parks
Encourage local processing instead of exporting raw materials
Enforce labor standards and safety rules
Decent work outcome: Formal employment with stable wages.
4. Youth & Women Employment
Youth unemployment and underemployment are major challenges.
Actions
Apprenticeships and internships
Youth and women startup support
TVET and skills aligned with market needs
Access to childcare and flexible work for women
Decent work outcome: Inclusive growth and reduced inequality.
5. Green & Digital Jobs (Future Jobs)
Green jobs
Renewable energy (solar, biogas)
Waste management & recycling
Climate-smart agriculture
Digital jobs
ICT, mobile services, e-commerce
Digital skills and remote work
Decent work outcome: Sustainable and future-ready employment.
PART B: HOW TO GET FUNDING FOR DECENT WORK IN TANZANIA
Funding can come from government, banks, donors, NGOs, and private investors.
1. Government Funding & Public Programs
Sources
Ministry of Labour, Youth, Employment and Persons with Disability
Local Government Authorities (LGAs)
Youth Development Fund
Women Development Fund
Tanzania Social Action Fund (TASAF)
How to access
Register a group, cooperative, or enterprise
Submit a project proposal through your LGA
Meet eligibility (youth/women focus, job creation)
2. Development Banks & Financial Institutions
Key institutions
Tanzania Agricultural Development Bank (TADB)
Tanzania Investment Bank (TIB)
National Microfinance Bank (NMB)
CRDB Bank
SACCOS & microfinance institutions
Funding types
Low-interest loans
Credit guarantees
SME financing
Tip: A clear business plan increases approval chances.
3. Donors & International Organizations
Major funders
World Bank
African Development Bank (AfDB)
ILO
UNDP
EU
USAID
GIZ
DFID/FCDO
What they fund
Youth employment
Skills development
Women empowerment
Green jobs
Formalization of informal work
How to access
Through government programs
NGOs and CSOs
Competitive grant calls
4. NGOs, Foundations & CSOs
Examples
Restless Development
Plan International
BRAC
Mastercard Foundation
Aga Khan Foundation
Funding forms
Grants
Training + seed capital
Incubation programs
Best for: Youth and community-based projects.
5. Private Sector & Impact Investors
Sources
Impact investment funds
Public-Private Partnerships (PPPs)
Corporate Social Responsibility (CSR)
Angel investors
Best for
Scalable businesses
Green, tech, and agribusiness projects
6. What You Need to Get Funding (Very Important)
Essential documents
✔ Business plan or project proposal
✔ Clear job-creation targets
✔ Budget and timeline
✔ Registration (BRELA, NGO, CBO, or cooperative)
✔ Monitoring & evaluation plan
Strong proposals show:
How many jobs will be created
Who benefits (youth, women, rural poor)
Sustainability beyond funding
Alignment with national priorities
SIMPLE SUMMARY
To create decent work in Tanzania:
Invest in agriculture, SMEs, industry, youth, and green jobs
Improve skills, formalization, and labor rights
To get funding:
Use government programs
Approach banks and development finance
Apply for donor and NGO grants
Prepare strong, job-focused proposals