Building a winning passive income portfolio

WEALTH-building is a lot like football. Just as a team needs a variety of players to succeed, your financial portfolio needs a diverse set of assets to secure long-term success.

Imagine your investment strategy as a football team, with each asset class playing a crucial role in helping you achieve your financial goals. From high-flying strikers to steadfast defenders, every position has a part to play in crafting a winning game plan.

Let’s start with the strikers. In football, strikers are the stars of the show, the ones who score goals and change the outcome of the game. In your financial portfolio, stocks are the equivalent of these game-changers.

Stocks carry higher risk, but with that risk comes the potential for significant rewards. Just like a striker might have a few missed shots before finding the back of the net, stocks can be volatile—but when they hit, the gains can be impressive.

However, no team can rely on strikers alone. To truly succeed, you need a balanced lineup.

That’s where the midfielders come in. Midfielders control the pace of the game, balancing offense and defense, much like the INUKA Money Market Fund does in your portfolio.
Managed by Orbit Securities, the INUKA Fund is a collective investment scheme that offers you the opportunity to invest across East and Southern Africa.

It’s your all-rounder, giving you exposure to various regional markets while spreading your risk. With expert management and a goal to outperform traditional benchmarks like the 364-day Treasury bill by 50 basis points, the INUKA Fund provides you with steady growth and reliable returns.

It’s the midfielder that keeps your portfolio moving forward, maintaining balance between risk and reward, while offering the added benefit of liquidity, allowing you to enter or exit the investment with ease.

In addition, INUKA units can even serve as collateral, giving you extra financial flexibility—just like a midfielder who can swiftly adapt to any situation on the field.

Of course, no winning team is complete without a solid defense, and in your portfolio, bonds play the role of your defenders. Defenders are the reliable, steady players who protect the goal, and bonds offer the same sense of security. Bonds provide regular income with lower risk, helping to safeguard your wealth from the ups and downs of the stock market.

While they might not offer the same excitement as stocks, their dependability is crucial. Just like a good defender, bonds make sure that when markets get rough, your portfolio stays strong, ensuring you have a solid financial foundation.

Lastly, we have the goalkeeper—the last line of defense on the football field. In financial terms, this is your bank account. Your liquid savings are there for emergencies, ready to step in when life throws unexpected surprises your way.

Just like a goalkeeper, your savings ensure you’re prepared for any situation, but keeping too much cash in your bank account can hold you back, much like relying too heavily on a keeper might prevent you from winning the game. While it’s essential to have savings, your portfolio needs to be on the field, actively working to score.

Now, why should you invest in the INUKA Money Market Fund today? Picture it as the perfect midfielder, offering a balance of growth and security. The INUKA Fund is the first regional money market fund of its kind, designed to give investors the chance to diversify across multiple countries, including Tanzania, Kenya and Uganda.

This geographical spread reduces risk and opens the door to higher potential returns. With a minimum investment of just 10,000/-, the INUKA Fund is accessible to everyone, whether you’re an experienced investor or just starting out.
And, unlike some other investments, INUKA gives you the ability to use your units as collateral for loans, adding an extra layer of financial flexibility.

The window of opportunity is open now. The offer began on the 5th of September 2024 and will close on the 18th of October 2024, giving you the chance to get in on the ground floor.

Afterward, the Capital Markets and Securities Authority (CMSA) will approve the Unit Holders’ Register by the 25th of October, with subsequent sales of the fund starting from the 28th of October.

This is your chance to secure a spot in a fund that’s positioned for long-term growth, managed by experts with deep knowledge of the market.