THE number one reason why people want to retire early is because people haven’t found a job that gives them enough fulfillments to do for the rest of their lives. Nobody quits a job they like.
Not everyone will have a choice in the matter, of course. Job loss, health problems, or family responsibilities can disrupt the best-laid retirement plans, forcing people out of the workforce sooner than expected. But if you’re lucky enough to have control over when you retire, it’s worth thinking through the pros and cons before you make any decisions.
Even if you can afford to retire early, you might not want to. Through his book, Constantine Shayo, tries to outline the pros and cons of early retirement and shares some in this interview.
Excerpts: Q)What motivated you to publish such a book?
A) When it comes to retirement planning, there’s no shortage of conventional wisdom – some of it dead wrong. More often than not, people find themselves caught between a rock and a hard place and live to regret to end of their lives. This book guides the would-be retirees on the wise choices to make before reaching their decisions, well knowing that some get terminated when they least expect.
Q) Did you have a specific target in mind while writing the book?
A) Apparently not. This work communicates to both, those employed in the public service and those making a leaving in the private sector. All will eventually retire one day, so I saw it prudent to share tips on what to do and consider before and after early retirement.
Q) You’ve not retired, yet you have penned down a book on secrets of early retirement.
A) That’s an interesting observation. Being in service, I have seen it all. I’ve seen retired civil servants sweating over their retirement benefits all to no avail, others getting frustrated while others end up dying when they have not achieved anything in life.
My book simply highlights things to avoid and what to do to have a joyous retirement instead of wallowing in frequent complaints of running up and down under the scorching sun, armed with worn out documents as you seek your benefits. A stitch in time saves nine!
Q) Do Tanzanians understand what it takes to retire early?
A) Unfortunately not. There is lot of misconception to this ‘phenomenon; as many people want to live in their comfort zones, disregarding what lies ahead. Personally, I hate incentives such as cars, promotions and hefty bonuses which in my view make many public and private servants feel contented and satisfied with their jobs.
The book urges both public and private employees to get off their comfort zones and ‘ignore’ the freebies and privileges we are subjected to from our bosses knowing that there’s life after retirement.
Q) You’ve also talked of intimate relationships at workplaces in your book, what is it that you wanted to communicate to your readers?
A) The long hours spent together in the office can lead some colleagues to start a romantic relationship. While the office may seem like a logical place to meet a mate, romance between colleagues leaves room for problems, including relationship-based tension, harassment and accusations of unfair treatment.
Romantic relationships are typically forbidden in the workplace due to the potential conflict and legal repercussions that may arise from the liaison even the labour relations act stipulates that in one of its sections.
A relationship between an employee in a supervisor role and someone she directly manages presents the biggest potential conflict.
In cases of a manager dating a subordinate, the manager may feel a conflict of interest between her personal and professional lives if the relationship affects her decisions regarding promotions, raises or assignment of duties.
Additionally, other employees may feel they are treated unfairly as compared to the colleague who is dating the boss. If the relationship ends, the subordinate may claim he was treated unfairly if he doesn’t get a promotion.
Q) Has the book been launched?
A) Not yet; it was actually meant to be launched in June this year, but I had to reschedule its launch for December after the General Election. However, the book is available at a number of bookstores in Arusha, where it retails at 10,000/- a copy.
Q)What to do you make of the public reception towards the book?
A) I should say that I’ve been taken aback by its reception with a section of readers writing to me, suggesting that I raise its price.
Q) How many books have you published so far?
A) This is my second work after ‘Wewe Ni Tajiri’ which came out several years ago.
Q) Where do you see yourself in five years?
A) Probably one of the big authors to have ever graced the industry and owning a big publishing house.
Q) Where do you draw your inspiration from?
A) I must say I have been inspired by Dr Amani Makirita a renowned author and life coach, without forgetting Robert Kiyosaki and Ben Carson.